A: You are restricted to selecting one loan product.

A: If your application is declined you will need to consider the information you provided. It is vital that you are honest in your answers. If all the information is correct then you can elect to have your application lodged with Broker Select, a service that has over 1200 mortgage brokers registered. Through that free resource it may be possible to locate a lender for you.

A: No. At no time does Find-A-Lender conduct credit checks. In the majority of cases lenders selected will conduct their own credit checks as part of their application process.

A: Find-A-Lender are not mortgage brokers. Find-a-lender are not paid commissions and settlement fees by any lender as a result of you settling a home loan with them.

A: The moment you select your preferred loan product and click submit, your contact details will be sent straight through to that lender/broker. They will then make contact with you and arrange for the lodgment of your formal loan application.

A: Not necessarily. However, when there is a profile match it means that that based on the answers you have given in your application that lender is prepared to accept a formal application from you. You should be aware that the conditional approval advice provided by Find- A-Lender is not an offer to lend and that it should should not be relied upon in any way. In all cases lending criteria is set and determined by individual lenders and may vary from time to time without notice.

A: No. Because lending criteria including loan serviceability can vary from lender to lender and product to product the lenders you select will assess your capacity to service their loans. The results from the calculators on this site should be taken as indicative only and not relied upon.

A: No, Find-a-lender is a free service to all borrowers.